Insurance Savings: Our special all steel frame work and constuction methods qualify Maranatha Custom Churches the lowest rates possible. Our One Hour Rated noncombustible design far exceeds that of conventional construction allowing us to build larger facilities without expensive fire sprinkler systems and high insurance bills. One of Maranatha's churches added a $400,000 addition and the insurance bill only increased by $85 per year. Of course, we can't guarantee similar results because local codes and rates vary widely, but we work hard to save you money.